Smart Data Aggregation
The moment you enter an address, our engine instantly cross-references millions of data points from public tax records, active listings, and national housing databases. We aggregate the property details, neighborhood data, and historical tax information to build a complete profile before you even start typing.
Strict Valuation Waterfall
We don't rely on just one source for property values. We run a strict "priority waterfall," averaging multiple top-tier market valuations to find the most accurate baseline. If automated estimates aren't available, we logically fall back on recent sale prices and tax assessments to anchor the market value.
As-Is Condition Adjustments
A turnkey house and a gut-rehab are not worth the same baseline. Our system automatically applies a condition multiplier to the market value based on the state of the property—ranging from 100% for move-in ready, down to 60% for major structural overhauls—giving you an accurate "As-Is" starting point.
Hyper-Local Rent Projections
To find your Gross Potential Rent, we scan active local rental listings to see what tenants are actually paying right now in that specific neighborhood. If local data is sparse, the system safely falls back on zip-code medians and traditional percentage rules so your income projections are never left blank.
Drag-and-Drop Visual Rehab Estimator
Stop guessing on repair costs. Simply drag and drop your property photos into the app. Our computer vision system scans the rooms and generates an itemized repair breakdown based on a strict, institutional cost table (ranging from $2/sqft for paint to $120+/sqft for tear-downs). It even flags "gut-rehab" warnings if the costs get dangerously high. No speculative guessing—just visual proof.
Predictive ARV with "Distressed Adjustments"
Our After Repair Value (ARV) isn't a guess; it is strictly driven by comparable sales. We filter local comps by square footage, beds, and baths, and automatically remove extreme outliers.
The Distressed Edge Case: If your property requires heavy rehab, the engine automatically filters out other distressed neighborhood comps and only averages the top tier of recent sales. This ensures your ARV reflects the true, renovated retail-exit value.
The Institutional Financial Engine
We protect you from amateur underwriting mistakes by using institutional defaults—like a 1% maintenance reserve that dynamically scales as your property appreciates. We also automatically calculate the edge cases that kill deals:
- • Tax Reassessment Shock: We calculate taxes based on your new purchase price, not the old, artificially low historical assessment.
- • Holding Period Voids: For Flips and BRRRRs, we automatically calculate the carrying costs (mortgage, taxes, insurance) for the months the property sits empty during renovations.
Multi-Year Projections & True IRR
Real estate is a long game. ArvoInvest projects your cash flows up to 5 years into the future, safely factoring in 3% annual rent growth and 2% expense inflation. It then calculates your true Internal Rate of Return (IRR), including your net proceeds after selling costs and loan payoffs.
The 6-Strategy Scoring Matrix
Why analyze a property once when you can run six strategies simultaneously? The engine scores your deal from 0 to 100 across Fix & Flip, BRRRR, Long-Term Rental, Short-Term Rental, and House Hacking.
Thinking about an STR? The engine instantly adapts—bumping vacancy, adjusting management fees, shifting utilities to the owner, and adding initial furniture setup costs to your required cash-to-close.
Dynamic Stress Testing
See if your deal survives contact with reality. The engine automatically stress-tests your cash flow against disaster scenarios: a 15% vacancy spike, a 2% interest rate hike, a 10% rent drop, or all three hitting at exactly the same time. If the deal still cash flows, you know you have a winner.