Sample analysis. The property is fictional, but every figure below is the actual output of Arvo's underwriting engine for these inputs, using its default assumptions (20% down at 7% for the rental view; hard-money financing and a 6-month hold for the flip). An automated test keeps this page and the engine in sync. Hover any ⓘ for the plain-English explainer beginners see in the app.
1248 OAKWOOD AVE · JACKSONVILLE, FL 32205
Single-family · 3 bd / 2 ba · 1,420 sqft
Built 1968 · Off-market acquisition
RECOMMENDED STRATEGY: FIX & FLIP
Expected Net Profit ⓘ
$64,222
18.6% return on total project cost · 202% on cash invested · 6-month hold
Deal Score ⓘ
91/100
STRONG BUY
The Numbers That Decide The Deal
ARV ⓘ
$410,000
$289/sqft · 5 comps
Repairs ⓘ
$43,200
AI estimate · 5 categories
Cash Needed ⓘ
$31,778
Closing + points + interest + carry
Max Offer ⓘ
$243,800
Purchase $238,000 ✓ under
Comparable Sales — How We Got The ARV
Filtered to ±35% sqft, ±1 bed, ±1.5 bath within 1 mile, sold < 6 months. 2 statistical outliers removed by IQR filter. ARV = median $289/sqft × 1,420 sqft = $410,380 → $410,000.
AI Repair Estimate — From 9 Photos
TOTAL
$43,200
Priced at zip-code 32205 contractor rates. Treat as an offer-stage estimate — inspect before closing.
What If You Held It As A Rental?
| Market rent ⓘ | $2,350/mo |
| NOI ⓘ | $16,686/yr |
| Cap rate ⓘ | 7.0% |
| DSCR ⓘ | 1.10 |
| Cash flow | $25/mo |
| Rental score | 35/100 · D |
The engine scored all 6 strategies. The flip wins here — at today's rates the rental barely covers its mortgage. That's the kind of call that's hard to see in a spreadsheet.
Stress Test — Can This Deal Survive Being Wrong?
Net profit under each scenario. Every cell stays positive — even a 30% repair overrun combined with a 5% ARV miss leaves $31,528 on the table. That margin of safety is why the flip scores 91.
AI Deal Synopsis
Acquisition at $238,000 sits $5,800 below the 70%-rule ceiling with a defensible $410k ARV anchored by five tight comps (spread of just $7/sqft after IQR filtering). The $43.2k scope is dominated by roof and kitchen — both high-confidence line items. Downside is well protected: profit survives a simultaneous 30% rehab overrun and 5% ARV miss. Don't plan on holding it: at 7% with 20% down the rent covers the mortgage by $25 a month (DSCR 1.10), so this only works as a flip. Strong Buy as a flip — 91/100.
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